CashWhisper — Privacy Policy

Last updated: February 28, 2026

1. Introduction

CashWhisper is a personal expense tracking application developed by Sobeklab SL, based in Murcia, Spain. We are committed to protecting your privacy. This Privacy Policy explains what data we collect, how we use it, and your rights regarding your personal information.

Privacy-first approach: Your financial data is stored locally on your device and is never uploaded to our servers.

2. Data We Collect

2.1 Data Stored Locally on Your Device

The following data is created and stored exclusively on your device using a local database (SQLite). We do not have access to this data:

  • Transaction records (amounts, descriptions, categories, dates)

  • Budget configurations and limits

  • Category preferences

  • Application settings (currency, language preferences)

  • Achievement/badge progress

2.2 Data Processed by Third-Party AI Services

When you enter an expense via the chat interface, your text message is sent to Google's Gemini API for natural language processing. This is used solely to extract the expense amount, description, and category from your message. The text is processed in real-time and is not stored by CashWhisper on any server.

Google's use of this data is governed by Google's Privacy Policy.

2.3 Analytics Data (Optional)

If you explicitly opt in via the app's Settings, we collect anonymous usage analytics through Firebase Analytics. This may include:

  • App usage events (e.g., number of transactions added, features used)

  • Device type and operating system version

  • Country and language settings

Analytics collection is disabled by default. You can enable or disable it at any time in the app's Settings under the Privacy section.

2.4 Subscription Data

If you subscribe to CashWhisper PRO, your purchase is processed entirely by Google Play. We do not collect, process, or store any payment information such as credit card numbers or billing addresses.

3. What We Do NOT Collect

CashWhisper does NOT:

  • Require account registration or login

  • Connect to your bank accounts or financial institutions

  • Access your contacts, photos, camera, microphone, or location

  • Collect your name, email address, or any personal identifiers

  • Upload your financial data to any server

  • Share or sell any personal data to third parties

  • Display personalized advertisements

4. How We Use Your Data

  • Local transaction data: Used exclusively within the app to display your expenses, generate charts, statistics, and budget tracking.

  • AI text processing: Used solely to parse your natural language input into structured expense data (amount, category, description).

  • Analytics (if opted in): Used to understand general usage patterns and improve the app experience. This data is anonymous and aggregated.

5. Data Storage and Security

Your financial data is stored locally on your device using an encrypted SQLite database. Since your data never leaves your device (except for the AI text processing described above), you maintain full control over your information.

You can export your data at any time in CSV format from the app's Settings. You can also delete all your data by clearing the app's storage through your device settings or by uninstalling CashWhisper.

6. Children's Privacy

CashWhisper is not directed at children under the age of 13 (or the applicable age of consent in your jurisdiction). We do not knowingly collect personal information from children.

7. Your Rights

Under applicable data protection laws (including GDPR for EU residents), you have the right to:

  • Access: View all your data directly within the app at any time.

  • Export: Export your transaction data in CSV format.

  • Delete: Remove all your data by clearing the app's storage or uninstalling the app.

  • Opt out of analytics: Disable analytics collection at any time in Settings.

Since we do not store your personal data on our servers, most data rights are exercised directly through the app on your device.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be reflected in the app and on our website. We encourage you to review this policy periodically.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or CashWhisper's data practices, please contact us at:

Sobeklab SL Email: info@sobeklab.com Website: https://sobeklab.com Murcia, Spain

© 2026 Sobeklab SL. All rights reserved.

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